Backed by Protocol Labs
Insurers, cooperatives, lenders, and agtech platforms run parametric crop and livestock insurance on MicroCrop. Farmers pay premiums by mobile money and get paid automatically when an index trigger fires. No claims to file. Built for every market exposed to climate risk.
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How MicroCrop Works
From organization setup to automated payouts, MicroCrop provides the end-to-end infrastructure your team needs to launch and manage parametric crop and livestock insurance at scale.
The MicroCrop team sets up your organization, provisions your dedicated coverage infrastructure, and configures your white-label environment. You get an isolated, multi-tenant setup matched to how you operate.
Platform Capabilities
Everything your organization needs to launch and manage parametric crop and livestock insurance products — from farmer onboarding to automated payouts.
Bulk farmer registration, KYC management, and staff account provisioning. Each partner gets a branded experience with full control over their organization's workflow.
Each partner gets their own dedicated coverage infrastructure with real-time dashboards. Monitor premiums collected, claims paid, and fund health at a glance.
Index triggers — drought and flood for crops, forage and vegetation conditions for livestock — drive automated loss assessments. No manual claims, no field visits.
Automated triggers send payouts directly to farmers through local mobile money and banking rails. Fully automated, transparent, and independently verifiable.
Platform and org-level dashboards with revenue tracking, policy analytics, farmer demographics, and risk exposure metrics. Full CSV export for compliance and auditing.
RESTful API for custom frontend integrations. Build your own interfaces on top of MicroCrop's infrastructure, or use our ready-made dashboard out of the box.
For Organizations
Whether you are an insurer, cooperative, lender, or NGO — MicroCrop provides the infrastructure to launch and scale parametric crop and livestock insurance for your stakeholders.
Launch parametric crop and livestock insurance products without building infrastructure from scratch. Use our platform, data integrations, and automated payouts to go to market in weeks, not years.
Protect member farmers and pastoralists with pooled risk management. Offer affordable, automated crop and livestock insurance to your communities with transparent, fully auditable tracking and instant payouts through local mobile money and banking rails.
De-risk loan portfolios with embedded crop and livestock insurance. Integrate MicroCrop's infrastructure into your lending workflows to protect borrowers and reduce default rates from climate events.
Deploy climate resilience programs with transparent fund tracking. Every premium, payout, and fee is independently verifiable, providing full accountability for donor-funded initiatives.
Why MicroCrop
Purpose-built infrastructure for parametric crop and livestock insurance worldwide, with transparency, compliance, and scale at its core.
Simple, transparent revenue model with fees collected automatically. No hidden costs — partners keep the majority of premiums collected.
Each partner gets an isolated organization, dedicated coverage infrastructure, and separated data. Full white-label support with independent configurations.
All premiums, payouts, and platform fees are independently verifiable. Provide your stakeholders and regulators with full auditability of every transaction.
Built-in KYC tracking, comprehensive audit trails, and CSV data exports. Meet compliance requirements out of the box with exportable records for regulators.
Every farmer can check policy status, receive notifications, and confirm payouts — via web, mobile app, or USSD for offline access. Built to meet farmers wherever they are, on whatever device they use.
Automated assessments draw on weather, rainfall, and satellite vegetation data to fire accurate, tamper-resistant payout triggers for crops and livestock. Every decision is rule-based, not discretionary.
Schedule a demo to see how MicroCrop can power your crop and livestock insurance products. Our team will walk you through the platform, pricing, and integration options.