Parametric Crop Insurance
Our Technology Stack
How MicroCrop Works
Partner Onboarding in Four Steps
From organization setup to automated farmer payouts, MicroCrop provides the end-to-end infrastructure your team needs to launch and manage parametric crop insurance at scale.
MicroCrop team sets up your organization, deploys your dedicated risk pool on Base, and configures your white-label environment. Get started with a fully isolated multi-tenant setup tailored to your operations.
Platform Capabilities
Give Your Farmers: No Paperwork. No Delays. Fair Payouts.
Everything your organization needs to launch and manage parametric crop insurance products — from farmer onboarding to automated payouts.
White-Label Onboarding
Bulk farmer registration, KYC management, and staff account provisioning. Each partner gets a branded experience with full control over their organization's workflow.
Risk Pool Management
Each partner gets their own on-chain risk pool deployed on Base with real-time liquidity dashboards. Monitor premiums collected, claims paid, and pool health at a glance.
Automated Damage Assessment
Chainlink oracles, WeatherXM ground stations, and satellite data from Planet and Sentinel combine to deliver accurate, automated crop damage assessments — no manual claims required.
Instant Payouts
Smart contract triggers send payouts directly to farmers via M-Pesa through Swypt integration. Fully automated, transparent, and verifiable on-chain.
Analytics Dashboards
Platform and org-level dashboards with revenue tracking, policy analytics, farmer demographics, and risk exposure metrics. Full CSV export for compliance and auditing.
API-First Architecture
RESTful API for custom frontend integrations. Build your own interfaces on top of MicroCrop's infrastructure, or use our ready-made dashboard out of the box.
For Organizations
Built for the Organizations Serving Farmers
Whether you are an insurer, cooperative, lender, or NGO — MicroCrop provides the infrastructure to launch and scale parametric crop insurance for your stakeholders.
Insurance Companies
Launch parametric crop insurance products without building infrastructure from scratch. Leverage our blockchain-powered platform, weather data integrations, and automated claims to go to market in weeks, not years.
Agricultural Cooperatives
Protect member farmers with pooled risk management. Offer affordable, automated insurance to your farming communities with transparent on-chain tracking and instant M-Pesa payouts.
Agri-Lenders & MFIs
De-risk loan portfolios with embedded crop insurance. Integrate MicroCrop's infrastructure into your lending workflows to protect borrowers and reduce default rates from climate events.
NGOs & Development Organizations
Deploy climate resilience programs with transparent fund tracking. Every premium, payout, and fee is verifiable on-chain, providing full accountability for donor-funded initiatives.
Why MicroCrop
Platform Differentiators
Purpose-built infrastructure for parametric crop insurance in Africa, with transparency, compliance, and scale at its core.
Transparent Platform Fee
Simple, transparent revenue model with fees auto-collected on-chain. No hidden costs — partners keep the majority of premiums collected.
Multi-Tenant Architecture
Each partner gets an isolated organization, dedicated risk pool, and separated data. Full white-label support with independent configurations.
On-Chain Transparency
All premiums, payouts, and platform fees are verifiable on Base. Provide your stakeholders and regulators with full auditability of every transaction.
Regulatory-Ready
Built-in KYC tracking, comprehensive audit trails, and CSV data exports. Meet compliance requirements out of the box with exportable records for regulators.
USSD Support
Farmers without smartphones can check policy status, receive notifications, and confirm payouts via *384* USSD menu — ensuring inclusion for all farmer segments.
Satellite & Oracle Data
Automated damage assessments powered by Chainlink oracles, WeatherXM stations, and satellite imagery from Planet and Sentinel for accurate, trustworthy triggers.
Frequently asked questions
Ready to Launch Parametric Crop Insurance?
Schedule a demo to see how MicroCrop can power your crop insurance products. Our team will walk you through the platform, pricing, and integration options.